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.. Have a question? Chat with us! Products Cardinal Consumer Authentication Visa Consumer Authentication Service PSD2 SCA Why Cardinal A Global Leader in Authenticating Digital Transactions Delivering the intelligence that card issuers and merchants need to reduce fraud and false declines, while limiting friction for a better cardholder experience. AboutCardinal Awards of Excellence Careers Cardinal’s Culture Cardinal’s History Management Team News & Events Privacy Policy A global leader in the payments industry since 1999 Put simply, CardinalCommerce helps businesses all over the world grow their online sales by reducing fraud and helping to increase good orders. Partners Why Become a Strategic Partner Gateways Order Management Systems Payment Processors and Acquirers Shopping Carts Building strategic payment partnerships Creating a smoother integration and customized solutions through strategic alliances in the payments industry. Resources EMV® 3-D Secure On-demand Webinars Industry Benchmarks Blog Posts Payments Glossary eCommerce U Infographics FAQs Leading the way in industry trends and tools Find the tools and materials you need for accepting payments and reducing fraud. Blog Customer SupportCustomer Support Contact 877.352.8444 Products Cardinal Consumer Authentication Visa Consumer Authentication Service PSD2 SCA Why Cardinal AboutCardinal Awards of Excellence Careers Cardinal’s Culture Cardinal’s History Management Team News & Events Privacy Policy Partners Why Become a Strategic Partner Gateways Order Management Systems Payment Processors and Acquirers Shopping Carts Resources EMV® 3-D Secure On-demand Webinars Industry Benchmarks Blog Posts Payments Glossary eCommerce U Infographics FAQs Blog Customer Support Contact 877.352.8444 Watch our latest webinar: Solution Design and Implementation Considerations for 3-D Secure. Watch the replay now PSD2 SCA is here. Are you prepared? Our 3-D Secure solution fulfills the SCA requirement of PSD2 for merchants doing business in the European Economic Area. Protect your shopping cart Learn more 3-D Secure done right. For over two decades, we’ve been delivering innovative payment authentication solutions for both issuers and merchants. For Issuers For Merchants Webinar Replay: We take a closer look at KPIs and stats from different industries in the card-not-present market. Watch now This is 3-D Secure done right. For over two decades, we’ve been bringing merchants, issuers, and shoppers together in an experience where everybody wins. Make authentication simple(r) Reduce false declines, increase approval rates, and deliver an engaging shopping experience. Cardinal Consumer Authentication CCA gives merchants the ability to create customized, adjustable rules, from hundreds of different, enhanced data fields, that can help increase sales, improve margins and enhance the consumer experience. Read more › Visa Consumer Authentication Service Visa Consumer Authentication Service is a data-driven hosted solution designed to support an issuer’s authentication strategies with their 3-D Secure program. Read more › EMV® 3-D Secure is Here! EMV® 3-D Secure is designed to enhance risk-based analysis, streamline the user experience and improve fraud detection, while supporting Strong Consumer Authentication (SCA) as a component of PSD2. Read more › Choose experience, choose Cardinal Get started Featured Resources Your Beginner’s Guide to PSD2’s Strong Customer Authentication In this guide, we’ll walk you through what you need to know, so you understand how it affects you and your business. From grasping the basics to managing exemptions to implementing a solution, this Beginner’s Guide to PSD2 SCA will prepare for PSD2 SCA. Get your free copy today PSD2 SCA Checklist Navigating the changing payments landscape and mandates like PSD2 SCA can be complex. We’ve created a checklist with the questions you should ask before you choose an authentication solution. Download our checklist today. Download the checklist News and Events See all news and events › Webinar Replay: Solution Design and Implementation Considerations for 3-D Secure There’s a lot to uncover when it comes to implementing 3-D Secure. Join our experts as they discuss EMV® 3-D Secure’s improved solution design, requirements for implementation, timeframes and networks dates, and answer your questions about implementation. Read more › Expert Interview: CardinalCommerce We’ve been featured in the latest Payments & Cards Network Magazine Vol. 5 Issue 10. Our article features an expert interview with our own Tim Sherwin and Chandra Balasubramanian. Read it now. Read more › Let’s get started Join the world’s leading brands in selecting Cardinal as your payment authentication solution. Request a Demo Questions? 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